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Licensed in Europe

Paymentworld is a financial institution (E-money institution) licensed in Europe. As such, we meet the highest security standards for global payment transactions.

Our solutions for you

We offer you comprehensive answers to your challenges in the payment sector. Let us help you develop new customer potential.

Licenses of Payment World Ltd.

Paymentworld Europe Ltd. carries out its services in the field of monetary transactions on its own accounts and for its own account in accordance with its license. The license was notified within the scope of the Passporting Practice within the EU and the EEA. We offer our services on a worldwide basis.

The license in particular includes the issue of E-money, carrying out direct debiting and finance transfer transactions as well as processing credit card payments.


Payment processing

We enable you to benefit from the use of over 400 different types of payment methods in more than 160 countries worldwide via the channels ECOM, MoTo, POS, mobile as well as virtual terminals. Here, we use our international network of banks and acquirers.


Open your own eWallet account with us and also make this innovative means of payment available to your customers.


As a Fintech enterprise we support all your efforts in operative, regulatory, and technical issues regarding payment processing, such as Instant Payments, PSD2, 4AMLD, MDES.

eWallet for you and your customers

Paymentworld Europe Ltd. offers you a unique eWallet solution in the areas of B2B and B2C. Integration of our eWallet solution is quick and easy and adjusted to meet your own needs. Thanks to an intelligent management platform you are always in control of your applied eWallet solution and the associated cash flows. By opting for our eWallet product you will definitely be making the right choice. We offer you the following solutions:

  • Personal eWallet accounts (B2C)
  • Business eWallet accounts for merchants (B2B)
  • Membership programme eWallet accounts for partners, agents and affiliates (B2B)

The eWallet is easily integrated into the checkout of your payment points and can be used as a white-label product. Our eWallet solution is ideal for marketplaces as it allows you to offer the customer at your marketplace an exclusive payment instrument which is accepted in the entire marketplace and particularly suited for marketing campaigns (bonus programmes, credits, shopping vouchers).

eWallet, application example:

eWallet for online shops

Mobile first—this is the initial thought—the veritable credo—of almost all online sales platforms. But, when it comes to payment, the weaknesses of the established methods soon come to light. Awkward manual entering of credit card details and the danger of malware make it hard for your customers to have any confidence in the payment process.

Not so with eWallet! Here your customers authorize the payment simply by using their personal account login and the purchase process so that sensitive data can never even be stored on the device.

And the best part is: the integration into your online shop both easy and secure due to a modern programming interface (API).

eWallet for online delivery service

Your customers want to have the tastiest cheeseburger on their plate in thirty minutes—as quickly and uncomplicated as possible. This is a huge logistical effort! Starting with purchasing, over to production right through to delivery. Even if your customers have a clear idea of the process involved, the highest drop-out rates are measured in the area of payment methods.

Having your own eWallet means that your customers can authorize their payment to you in advance. And, under extreme time pressure, your customers simply use their eWallet.

If you are a marketplace provider, your own eWallet now becomes very interesting.

Our payment gateway offers you the technical integration of over 400 payment methods in more than 160 countries. This creates the basis for an increasing customer growth. It is the prerequisite for a successful internationalisation of your business.

Credit card processing

We ensure the complete processing of your credit card transactions for all standard credit card companies worldwide. And, we support you from integration at the Point-of-Sale via eCommerce right through to the integration of payment Apps.

Alternative payment methods

You can increase a customer’s acceptance of your offer and acquire new customer groups with the right mixture of payment methods. By integrating your customer’s preferred regional payment methods, you can actually increase your customer potential by as much as 30%.

SEPA direct debit

The SEPA direct debit procedure was introduced by the European Payments Council to ensure a standardised payment infrastructure within the European Union. Using the SEPA direct debit procedure allows companies to process either a one-off payment or repeated payments by their customers within the Euro region.

Read More

IBAN4U for Developers

You can use IBAN4U Open Banking Sandbox for testing and development purposes of PSD2 APIs with mocked data. One of PSD2 key points is to allow, or, more specifically, to make all payment service providers implement specific APIs to enable sharing of basic customer account information – only with explicitly expressed customer’s consent – with other financial institutions in order to initiate payments.
Read More
Become a Partner

Independent Sales Organization or Sales Agent

Independent sales organizations or sales agents can earn extra income by becoming a referral partner of Paymentworld Europe Ltd. All you need to do is refer to one of your business clients, and we’ll take care of the rest.

Paymentworld agents appreciate our experience and range of services. This gives us more ways to say “yes” to customers. In fact, Paymentworld has the resources and technical capabilities to provide comprehensive payment solutions including:

  • Credit, debit, and recurring payments
  • Mobile solutions on wireless and over 400 different Smartphones
  • POS solutions
  • eWallet Solutions
  • As an Independent Sales Agent you will also benefit from revenue share programs based on true net costs

The team

Jens Podewski

CEO/Managing Director and founder of Paymentworld

Jens Podewski is your specialist for the international credit card market as well as other payment processes. He has a global network of contacts and will gladly answer all questions you may have regarding security standards, regulations and business development.

As a banker, Jens Podewski has over 25 years of experience in the financial sector.

After completing his professional training, he worked in the financial sector of the Otto Group with his last position as Head of Trade Finance.

Stefan Hänel

CFO/Managing Director and founder of Paymentworld

His many years of experience in the capital market and strong finance management background makes Stefan Hänel the strategy expert at Paymentworld. Areas of specialization are his expertise in the global capital market, financing issues and sales. He is happy to implement his comprehensive knowledge and his international contacts on your behalf.

Stefan Hänel is a qualified business economist. Since the first semester, his passion has been the capital market and supporting business partners and colleagues in the implementation of solutions.

Contact us

Paymentworld Europe Ltd.

Skyway Offices
Block A, Suite 3
177, Marina Street
Pieta PTA 9072

Registered under C 65783

Licensed by MFSA

Tel.: +356 2546 6144


Exclusion of liability (Disclaimer) for content

As a service provider we are responsible for our own content published on this website according to Section 7 Para 1 TMG in accordance with general laws. However, pursuant to Sections 8 to 10 TMG we, as a service provider, are not obliged to monitor transmitted or stored third party information or to search for circumstances which point to illegal activities. Obligations to remove or block the use of information in terms of general laws remain unaffected here from. A relevant liability is, however, only possible from the moment we become aware of an actual infringement. We will immediately remove such content once we become aware of corresponding infringements.

Liability exclusion for links

Our offer includes links to external third party websites which are outside our sphere of influence. Therefore, we cannot assume any guarantee for such third-party content. The relevant provider or operator of the linked pages is always responsible for the content. The linked pages are checked for possible legal infringements at the time the link was created. No illegal content was recognisable at the time the link was created. A permanent control of the content of the linked pages is, however, unreasonable without concrete indications of an infringement. As soon as infringements become known, we shall immediately remove such links.


Content and works created by the site operator on these pages are subject to Maltese copyright law. Duplication, processing, distribution and any kind of exploitation beyond the scope of copyright law require the written approval of the relevant author and/or creator. As far as the content on this page was not created by the operator, any third party copyright has been taken into consideration. In particular, third party content has been marked as such. Should you nevertheless become aware of a copyright infringement, please kindly notify us. As soon as infringements become known, we shall immediately remove such links. No liability is assumed for using the service or its non-availability. This also applies to consequential damages. All data of this offer are subject to copyright protection of the Copyright Law. The expressed common names, trade names, description of goods, etc. can also be tradenames even without particular characterization and, as such, be subject to legal provisions. All further rights remain reserved.
© 2019 Paymentworld Europe Limited. Skyway Offices Block A, Suite 3 177, Marina Street Pieta PTA 9072, Malta – Tel: +356 2546 6144

Licensed by MFSA – Triq l-Imdina, Zone 1 Central Business District, Birkirkara CBD1010, Malta – Tel: +356 2144 1155